Financial Responsibility Laws

According to Veh.C. §16000, a driver involved in a "Reportable off-highway accident" must report the accident within ten days to a legal representative or an insurance company. The definition of a "reportable off-highway accident" is one in which occurs of the street or highway, involves a vehicle that is subject to registration under this code, and results in over $750.00 damage. However, under section 16004, if a driver fails to file an adequate report, they may be penalized by having driving privileges suspended.

The procedural outline for an accident is illustrated under Veh.C. §16005. The parties are required to include in the report, the names and addresses of the parties, the registration numbers of vehicles, the date, time, and location of the accident, any suspension action taken by the department, and the names and addresses of the insurers. The preceding requirements are to be included within the report by the subsequent parties,

Financial responsibility is to be shown by a party in an accident under section 16021. Here, the party is to establish that they are the owner of the vehicle, insured under vehicle, by providing relevant information. Evidence should be established, under section 16050 of every driver that is involved in the accident. The requirements under section 16000 are to be followed if the accident qualifies as an "Reportable off-highway accident".

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